What is Equipment Leasing

It is the use of equipment, not ownership of equipment that generates profits. Hence, whatever your business, whatever your strategies and objectives, in a dynamic business environment, leasing just makes more sense than buying. Leasing gives you financial flexibility, helps you meet changing technology needs quickly and easily, and may offer tax advantages, too. Equipment leasing is a powerful tool that saves you time and money and helps you gain the competitive edge. Find out more how working with ADLC can benefits your business and what kinds of equipment ADLC can provide financing services.

Benefits Of Leasing


Long-term and smaller payment

Typically, lease terms are 36-60 months, longer than a normal loan period, resulting in lower fixed monthly payments.
Tax benefits

Monthly payments can be 100% deductible expenses in accordance with revenue law.
Preserve existing credit line

Leasing allows you to keep your existing credit line open for working capital.
 

Type of Service

Direct Equipment Leasing
The best way to acquire the equipment You, the Lessee, select the type of equipment you need from the vendor or supplier of your choice. You negotiate the sales price, warranty and service you need. Upon your application, ADLC purchases the equipment from the vendor and leases the equipment to your Company. At lease expiration, you have an option to buy the equipment at the specified low price.
   
Vendor Leasing Program
Growing together with the clients.
ADLC can be your great business partner. We can provide customized leasing Programs specially tailored to your type of equipment and your customers' individual needs. We will work with your salespeople to make the lease documentation process quick, simple and hassle-free. Your Company usually receives payment in full with in one week after the delivery of the equipment and acceptance is verified.
   
Sales & Lease Back
Turn just about any type of equipment into cash. When you require working capital for the operations, you can utilize our sales and lease back financing with your existing equipment. The greatest thing about it is that you can take your depreciating equipment, turn it into cash and write-off the payments while having full use of the equipment.
   
Other Customized Services
Tailored to suit business' individual needs. Besides customized terms and conditions on lease financing to best suit your requirement, ADLC provides other related services on customized basis to support your business.
You can lease almost any kind equipment.
Machine tools… construction equipment… copiers… computers… medical/dental equipment... from single items to and entire office or plant. All are available through our leasing programs.

You choose the equipment you want.
You make the arrangements as to price and specifications with the supplier you have selected. You retain all manufacture’s warranties and guarantees.

You gain possible tax advantages.
Lease payments are often treated as fully deductible expenses. This may mean a more rapid write off to you. Because the lease term is generally shorter than the depreciable life.., payments can be expensed in a shorter duration.

You keep both cash and machines generating profits.
Cash and machines are working assets. With no cash tied up in the equipment, you have both assets working for you. Particularly important under conditions of high-priced money, inflation and cost squeezes.

You can deal with budget restrictions.
Budget restrictions preventing purchase of equipment or acquisition of fixed assets still may often permit a workable lease arrangement. This may be true of branch operations of larger companies, for hospitals, non-profit organizations, and municipalities.

You can project costs more accurately.
You have know payments over a specified period. There are no depreciation figures to be questioned, no varying interest costs to be estimated. Leasing helps take the guesswork out of budgeting.

You can build your available credit.
With leasing, you can get the equipment you need now without disturbing your present bank credit lines. Preserving your bank lines for other possible uses means the same thing to you as expanding available credit.

You alleviate dilution of equity.
Leasing offers you a viable alternative to having to raise additional capital through adding more shareholders or partners, or limiting your lines of credit with loans on your fixed assets.

You have a hedge against inflation.
When you lease equipment, you pay for it as you use it. When you purchase, you pay in current dollars for future use of equipment. So if inflation continues, leasing can help provide protection against future decrease in dollar value.

 


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